What's up with Honda Finance and their hyper specific loyalty bonus?

[SilverRocket]

Sorry but what kind of input are you looking at then? You are asking whether you should bend the knee or look at another dealer but you are also saying there's no leverage and they don't have to budge.

In that case, isn't the only reasonable course of action here to shop elsewhere?

I was looking for perspective, to get outside my head and see if there were any things I may have been looking at incorrectly.

As it so happens, I was off on the aspect of how much it impacts my credit. Exploring that more after feedback, I see that it may dip for a few months but it should recover quickly, long before I go to renew my mortgage.

So I've asked to co-sign, I'll snag the $500 and call it a day.

For all intents and purposes the thread is done unless other want to debate the policy further.

Thank you for the input to those who responded.

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[SilverRocket]

One last data point for anybody in the future who may stumble upon this thread when contemplating a similar situation for themselves.

As a co-signer it hit my credit score a whopping....drum roll please...... 8 points . Makes me feel stupid but again appreciate the support from you guys help me realize this before we took delivery.

Also anyone looking for a decent vehicle for their spouse, kid or anyone you know, the Civic Hybrid is a solid choice IMHO. It's definitely an amazing backup car to the Teggy and it gets amazing fuel economy even when hauling ass.

 

[Victorofhavoc]

One last data point for anybody in the future who may stumble upon this thread when contemplating a similar situation for themselves.

As a co-signer it hit my credit score a whopping....drum roll please...... 8 points . Makes me feel stupid but again appreciate the support from you guys help me realize this before we took delivery.

Also anyone looking for a decent vehicle for their spouse, kid or anyone you know, the Civic Hybrid is a solid choice IMHO. It's definitely an amazing backup car to the Teggy and it gets amazing fuel economy even when hauling ass.

You shouldn't feel stupid. 8pts for you might be nothing, but someone else might be at a 752 and on the precipice of purchasing a new home, where the drop below 750 could flag them negatively. Always situational

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