Deer damage - is this totaled?

[Nileism]

Passenger door won't open, but the airbags didn't go off. Think she's a gonner?

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[myork]

The damage usually has to either have major frame damage, or exceed 66% of the car's book value.
I am going to guess not totalled

 

[Victorofhavoc]

That's a deer that had some very specific aim to miss the bumper and hood!

Assuming no frame damage, I'd suspect that's about 8-10k to repair properly. Depending on your insurance and state, there's still a good possibility they'll total it. I've seen quite a few recent cases where any damage that leaves a car "disabled" on a <3yo car gets labeled an easy loss. High part costs, a strong used part market, and part shortages make it make sense for them to total at much lower values these days.

Depending on the state they may force a 70% + actual cash value loss formula or they may skew towards total loss value and I've seen the latter as low as 25% of vehicle value.

 

[manhole17]

That's a deer that had some very specific aim to miss the bumper and hood!

Assuming no frame damage, I'd suspect that's about 8-10k to repair properly. Depending on your insurance and state, there's still a good possibility they'll total it. I've seen quite a few recent cases where any damage that leaves a car "disabled" on a <3yo car gets labeled an easy loss. High part costs, a strong used part market, and part shortages make it make sense for them to total at much lower values these days.

Depending on the state they may force a 70% + actual cash value loss formula or they may skew towards total loss value and I've seen the latter as low as 25% of vehicle value.

Might even be less than that depending on labor rates. I had my right fender, wheel, and all suspension components replaced for $11k

edit: I have a 2024 type s

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